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"I heartily recommend American Capital to any investor who would like to 'do good while doing well'."

We have funded the purchase and renovation of our homes using a combination of bank mortgages and individuals who lend us money.  Our company is the borrower (not our rent-to-own clients).

"Stu and Harriet make what could be a difficult process as simple and easy as humanly possible."

Thanks to a combination of a strong rental market and low asset values in the Southern Tier of New York, we are able to pay individual lenders attractive rates - call us for current terms.  Individuals lend us money for a specific property, evidenced by a note and secured by a mortgage.  You can even lend (and earn) money through a self-directed IRA or other qualified accounts.  The mortgage is recorded with the County Clerk in the respective county.

"... helping someone purchase a home and build equity in his or her future while also making a terrific return on my investment is the ultimate win-win outcome, I could not be more pleased."

Since 2010 we have done over 75 properties in Steuben and Chemung counties, and we look forward to future growth.

If you are interested in earning strong returns secured by real estate, please contact us - we look forward to hearing from you.

American Capital RE, LLC

Elmira's rent-to-own specialist.

Why rent when you can buy?  Low down payments, monthly rents for a wide range of budgets.

"The process has been smooth and Harriet has been here the whole way."

Our office is at the corner of Hoffman and Water - look for the striped awning

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