- Find Me a Home
- Building Communities
- Pay Online
- Contact Us
- Corona Virus Resources
Why are we committed to building our communities?
Because we believe in our local communities and want to help make Elmira and the Southern Tier vibrant, safe places to live. We live right here, too! Owner-occupied houses contribute to more stable communities and better cared-for properties, helping neighborhoods thrive.
Because lots of people who have steady incomes don't qualify for traditional bank financing.
"We really want to be the proud owners of that house."
Because if you can afford rent in the Southern Tier, there's a very good chance you could afford to buy a house from us. We can be a bridge for responsible renters who don't yet qualify for bank financing - you can start your path to home ownership now with us and switch to bank financing when you are able.
"We were lucky to be able to do some of the work ourselves to personalize our house just like you would when buying."
What do we do, step-by-step? We buy houses. We often say that we buy "scratch and dent" houses. About two-thirds of the houses we buy are vacant when we buy them. After we buy the house, we typically make it habitable (or, if you are the buyer and you are handy and want to do your own work, we can provide funds for materials).
"We felt comfortable working with you because you are making a positive impact in Elmira."
We match buyers with homes that fit your budget and your family's needs. After you move in, we are still here for advice, support and referrals if you want. We live in West Elmira and our office is at the corner of Hoffman and Water streets (the old Eno Vacuum cleaner store - look for the striped awnings).
American Capital RE, LLC
Elmira's rent-to-own specialist.
Why rent when you can buy? Low down payments, monthly rents for a wide range of budgets.
"The process has been smooth and Harriet has been here the whole way."
Our office is at the corner of Hoffman and Water - look for the striped awning
We are open & following COVID-19 protocols, come knock on the side door on Hoffman to enter (please wear a mask)