Available Homes

We get new homes all the time - check back soon for any updates!

If you would like "first pick" of newly available homes, contact us to start the process of income verification and determining a household housing budget.  We have had as many as 8 available homes at once, but inventory is a little low at the moment...

"Harriet made finding a home possible, which was not an easy task as we had certain specifications"

"Dear Harriet, You have been helpful beyond measure"

"We're so excited.  Our housewarming is next week - we've been painting and working in the yard and planting a garden."

Click here to find out more about our process

Available Now

East Clinton Street (off of Beach) - 2 bedroom, 1 bath, 630 square feet, 2 bay detached garage.  Completely renovated including new roof, siding, furnace, paint and flooring throughout.  Siding will be stained in spring at no additional charge.  $1,600 down and $800 per month.


CR 60 (in Lowman) - 3 big bedrooms, eat-in kitchen, 1,701 square feet, 3 bay garage on 1.8 acres.  Interior renovations complete including new furnace, flooring, interior paint, etc.  Some landscape work will be completed in Summer 2019.  $3,000 down and $1,250 per month.  




Golden Glow (town of Big Flats, Elmira mailing address) - 3 bedroom + bonus room, 1 bath, 1,472 square feet.  Newer furnace, hot water heater.  1st floor laundry room.  All living areas are on a single level except the bonus room and 1 bedroom, which are upstairs.  Full walk-out basement (storage - somewhat low ceilings).  Great deck and yard right on the Chemung River.   $4,000 down and $1,250 per month.  Need to replace some carpet before you move in.


East Third St, Elmira (between DeWitt and High) - 3 bedroom, 1 bathroom, 1,179 square feet plus bonus walk-in attic storage.  Newly painted inside & out.  New furnace and hot water heater.  New flooring, new kitchen; lovely front porch.  Picture coming.  $2,000 down and $950 per month.


Coming Soon

Robert Street (a few blocks up from Cedar) - 3 bedroom, 1 bath, 900 square feet.  Flat fenced lot; first floor bedroom and bath, off street parking.  Current occupants moving July 31; new roof, floors, paint, carpet, furnace, hot water heater.  Upstairs bedrooms are quite "cozy" (meaning small).  $2,500 down and $975 per month.

East Third Street (between High and Oak) - 3 bedroom, 1 bath, 753 square feet.  Double lot, flat, with a fenced portion; first floor bedroom and bath, off street parking.  Current occupant moved to a larger home of ours; new paint, carpet, and water line connection.  Upstairs bedrooms are quite "cozy" (meaning small).  $1,500 down and $750 per month. Some renovations will wait for your personalized input.


Going Soon

Broadway (between Mt. Zoar and Partridge) - 5 bedroom plus bonus room, 1 bath, 2,098 square feet.  Garage, two separate fenced-in portions of back yard, deep back porch and enclosed front porch.  Current occupant relocating to NYC.  $3,500 down and $1,250 per month.  Likely available July 1, 2019.  We have a tentative deal for this home.



Too Late

To get a better idea of the types of homes in our program, check out this partial listing of homes recently available that are now taken.



Pricing and availability subject to change.  Monthly payments include taxes and insurance.  Included insurance covers the structure and liability but does not cover personal belongings.

American Capital RE, LLC

Elmira's rent-to-own specialist.

Why rent when you can buy?  Low down payments, monthly rents for a wide range of budgets.

"The process has been smooth and Harriet has been here the whole way."

Our office is at the corner of Hoffman and Water - look for the striped awning


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